FINANCING

1. For deferred interest plans, interest accrues during the promotional period, but all interest is waived if the purchase amount is paid in full before the end of the promotional period.
2. Transaction Fee is charged to Merchant on transaction amounts processed through the GreenSky® Program for the applicable loan plan. Transaction Fee assumes transactions take place via GreenSky Direct Funding.
3. For deferred interest plans, this applies to payments after promo and assumes lowest possible interest rate for plan.
4. For 0% interest rate plans, the actual payments based on usage. If full credit taken on approval date, payments will be first amount.  If transaction is later, the amortizing monthly payments could be as high as the second amount. Merchants may be assessed the following fees: ACH Return Fee/ Late Fee in the amount of the greater of $30 or 5% of the payment amount on all returned transaction fee ACHs and a $35 fee if funded loan volume is less than $3,500 per month.